Heirs Insurance Essay Championship 2026: N5 Million Scholarship for Students in JSS1 to JSS3
Published: May 2026 | Education & Scholarships
Heirs Insurance Group has announced the 2026 edition of its annual essay championship, open to school students between JSS1 and JSS3 across Nigeria. The competition aims to showcase the creativity and talent of young Nigerian students.
The application deadline is July 8, 2026.
Essay Topic and Rewards
Students participating in the championship must write an essay on the topic: “The Power of Insurance in Creating Safer and More Secure Societies.”
The essay must not exceed 500 words.
Rewards for winners:
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Winner: N5,000,000 scholarship
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First Runner Up: N3,000,000 scholarship
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Second Runner Up: N1,000,000 scholarship
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Winner’s School: N1,000,000 grant
Participation Details
Students must follow these guidelines when submitting their essays:
Essays should be typed and not handwritten. Students must write their name, school, and class on the essay document. The document format must be Word document only. Students must save their essay document with their full name.
The use of artificial intelligence tools to generate, rewrite, expand, or substantially assist any part of an entry is strictly prohibited. All essays must be the original work of the student.
Participants must upload their passport photograph and any form of identification when submitting their application form.
Past Winners
The Heirs Insurance Essay Championship has awarded scholarships to deserving students since its inception.
2025 Winner: Rhema-Love Abraham from Precepts Learning Field, Lagos, received the N5 million scholarship.
2024 Winner: Hephzibah Chidi from Seacrest Preparatory School, Port Harcourt, received the N5 million scholarship.
2023 Winner: Kentimfon Ndanyongmong from Beulah International School, Akwa Ibom, received the N2 million scholarship.
2022 Winner: Ugbomyke Princewill from Gateway Schools, Enugu, received a brand new laptop.
Eligibility Disclaimer
All individuals directly or indirectly related to any member of Heirs Insurance Group are not eligible to participate in the essay championship. Ineligible individuals include employees, directors, agents, financial advisors, family members, contractors, consultants, vendors, and suppliers of Heirs Insurance Group.
Teachers’ Insurance Awareness Prize
Heirs Insurance Group also recognises the pivotal role teachers play in shaping the future. The Teachers’ Insurance Awareness Prize is a flagship initiative dedicated to honouring teachers who champion insurance education within their schools and communities.
Whether through classroom instruction, community outreach, or media engagement, these teachers are instrumental in fostering a culture of financial literacy and security.
Prizes for teachers:
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N1,000,000 cash prize for the outstanding teacher
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N500,000 grant for the teacher’s school
How Teachers Can Enter
Teachers interested in the Teachers’ Insurance Awareness Prize must follow four steps.
Step 1: Execute an insurance awareness initiative in your school or community. This could be conducting a training session, publishing an article, or any other awareness activity.
Step 2: Ensure that Heirs Insurance Group is reflected in your initiative to make it easy for the organisers to track.
Step 3: Document your initiative by capturing your impact. This includes pictures, videos, lesson materials, and testimonials.
Step 4: Submit your entry through the provided application link.
Your Child’s Education Matters
Heirs Insurance Group also offers the Heirs Smart School Plan, described as the trusted financial plan for protecting your child’s schooling. If the unexpected happens to the parent, the plan will pay the child’s school fees until graduation.
This initiative aligns with the company’s broader mission of promoting financial security and educational continuity for Nigerian families.
Why Students Should Apply
The Heirs Insurance Essay Championship offers several benefits for young students.
The N5 million scholarship for the winner provides substantial financial support for educational expenses. The grants to the winner’s school benefit not just the individual student but the entire school community.
Participating in the competition helps students develop critical thinking and writing skills. The essay topic encourages students to think about the role of insurance in society, building awareness of financial literacy from an early age.
Even students who do not win the top prizes benefit from the experience of researching, writing, and submitting a formal essay under deadline pressure.
Application Deadline and Submission
Applications close on July 8, 2026. Early submission is advised.
Students can submit their essays through the online portal provided by Heirs Insurance Group. The submission requires uploading the essay document in Word format, a passport photograph, and a form of identification.
Final Advice for Students
Students should start working on their essays early to allow time for research, drafting, and revision. The essay should address the topic directly and provide clear examples of how insurance contributes to safer and more secure societies.
Originality is critical. The strict prohibition against AI tools means students must write their essays entirely on their own. Teachers and parents can guide and review, but the words and ideas must belong to the student.
Students should follow all formatting instructions carefully. Essays that do not include the student’s name, school, and class on the document may be disqualified. Saving the document with the student’s full name as instructed helps organisers track submissions.
Final Advice for Teachers
Teachers interested in the Teachers’ Insurance Awareness Prize should plan their initiatives well before the deadline. Documenting impact with clear evidence such as photos, videos, and testimonials strengthens the entry.
The N1,000,000 cash prize and N500,000 school grant provide meaningful recognition for teachers who go above and beyond to promote insurance education. This is an opportunity for dedicated educators to be rewarded for their efforts.
Visit the Official Webpage of the Heirs Insurance Essay Competition
