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Specialist – Credit Analyst Commercial Premium at Absa Bank Limited

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Specialist - Credit Analyst Commercial Premium at Absa Bank Limited Specialist - Credit Analyst Commercial Premium at Absa Bank Limited Empowering Africa’s tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryThe purpose of the role to conduct an in‐depth, specialised and quality credit assessment and risk analysis on potential and a Premium Portfolio, to enhance the decision-making process involved in determining the Bank's appetite to extend credit to these clients. Financial analysis, interpretation and capturing of client information (company financial statements) and qualitative data.Job DescriptionRisk Management Monitor client’s performance on a continuous basis for risk indicators and perform formal reviews at specified time intervals to identify any changes in the client's business or operating environment.Monitor adherence of covenants and conditions on a continuous basis and discuss any deviations and possible concerns with Sales team and escalate to Line Management and Credit if necessary.Adhere to ARMS credit requirements as stipulated in the Absa credit policy. Monitor and report boundary events in terms of the Operational Risk Boundary.Obtain input from Product Industry Specialist, where appropriate to assist in client solutioning and credit application process.Identify the need for a meeting between high-risk clients, Credit and Business Support.Request updated valuations on properties that serve as security for facilities in line with Absa Credit policies.Manage and communicate the risks associated with outstanding securities.Pro-actively identify problematic /high-risk clients and advise Credit, accordingly, manage them with a view to provide special input and implement loss preventative measures i.e., EWL Reports.Request and manage outstanding Financial Statements as stipulated in the Absa Credit policy.Action and manage daily Odex, Referrals, REPL and REPC. Contact clients that are on the referral listing for rectification.Credit Management Explore new, improved, and alternative ways of solutioning client credit requirements.Adhere to Bank’s credit policies and procedures and ensure that they are fully complied with and that any policy breaches have been suitably addressed and mitigated.Provide bank codes and reports on clients.Pro‐actively manage credit risks associated with the portfolio of clients and their related products.Manage and drive the deal forum process to ensure quality applications are submitted to the sanctioners with sustainable credit solutions.Portfolio Financial and Operational Management Compile reviews, amendments, and new applications to the appropriate lending authorities.Issue facility letters to clients after reviews have been compiled and new facilities granted.Draft and issue letters of reminder when facilities expire according to policy requirements, for example 30-, 60- and 90-day letters.Contribute to the Non‐Interest Income by ensuring recovery of manual fees (e.g., Reviews, valuations) to avoid revenue leakages.Spread client's financials on the various Credit Risk Grading models i.e., Agri Model, Public Sector Model, RiskCalc Model and Triad.Provide the Default Grading (DG) output from the Credit Risk models.Capture all information on the various risk grading models 100% accurately by checking that all the models balance.Client Solutioning and Customer Service Identify cross sell opportunities from analysis of Client's financials, account conduct and industry change and pass on to Relationship Executive/Transactional Banker as a lead.Be part of the solution by attending sales best practice sessions with relevant stakeholders, give credit input to mitigate risk on the identified product offering or new acquisition, and monitor progress on the sales funnel, until the lead is converted into a deal.Conduct research on the industry in which the portfolio clients operate, to understand the industries overall profitability, industry trends and clients market standing relative to their competitors.Teamwork and Self Development Attend team meetings and contribute fully, including suggestions for ways of improving customer service and meeting targets.Develop supportive relationships with colleagues and create a sense of team spirit.Communicate concerns or challenges that derive from team interactions in a constructive and positive manner.Develop and maintain contacts with Specialists in other areas of Relationship Banking and the Group.Keep abreast of regulatory changes through regular training.Monitor available L&D courses to develop your own training whilst helping others in the team to develop theirs.Demonstrate the willingness and ability to perform to the very best levels to ensure personal alignment to ABSA's values and vision.Competencies:Planning and organisingWorking with peopleWriting and reportingFinancial analysisApplying expertise and technologyEntrepreneurial and commercial thinkingPersuading and influencingMinimum Qualifications/RequirementsBachelor`s Degrees and Advanced Diplomas - Business, Commerce and Management Studies, Credit Risk with five years or more of relevant work experience.Strong computer skills and experience with Microsoft Office, especially Excel.Agricultural Credit Analysis experience (Preferred)EducationBachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.Absa Bank Limited reserves the right not to make an appointment to the post as advertised

Senior Manager: Paid Media – GMCA at Absa Bank Limited

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Senior Manager: Paid Media - GMCA at Absa Bank Limited Senior Manager: Paid Media - GMCA at Absa Bank Limited Empowering Africa’s tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryWithin the specialist role of Senior Manager: Paid Media you will manage the overall paid channel strategy across segments within the group with a focus on Brand, Sponsorships and Corporate Citizenship whilst supporting the Executive: Digital Marketing & Media in laying down overall Enterprise Wide Integrated Paid Channel Strategy and principles thereof. The paid media space includes paid ATL (traditional/offline) and paid digital (online) channels. You will be tasked to development and deploy of the overall paid media strategy (aligned to Digital Marketing Strategy) across the group, inclusive of African Regions, whilst acting as a support for technical paid media expertise. Working in partnership with segments/clusters and media agency partner, you will be tasked to develop and deploy an integrated channel strategy across ATL and digital with consumer channel consumption at the core of all recommendations.Job DescriptionPaid Media Strategy/Paid Integrated Channel Strategy: Develop and execute comprehensive group paid media strategy & complementary segment/cluster media strategies to support marketing objectives and drive revenue growthOverall paid media budget and activity management including clashing and optimizationPaid Media Process: Development and implementation of paid media process aligned to overall campaign management processPaid Media Campaign management & implementation across segments/clusters partnering with paid media agency partners and supporting agency partners. Overall management of paid media agency and performance thereofCollaborative & Integrated Approach: Work closely with cross-functional teams including marketing, analytics, creative, and web development to align paid media efforts with overall marketing objectives and ensure a cohesive customer journey. Developing principles for increased and improved ways of working between segments/clusters and agency partners, driving integration and collaborationMedia Efficiency, Savings and additional value: Group media owner commitments and deals including savings and added value inclusive of tracking and reporting. This also includes alignment and value enrichments with Corporate Communications, additional added value from media owner partnerships and increased share of voice whilst Leveraging paid media spend into the earned media spaceDeveloping deeper and valuable partnerships with media owners and publishers across online & offline channels/platforms. Media owner and platform relationship managementAudience Targeting: Conduct research and utilize audience insights to identify target segments for each campaign. Develop tailored messaging and targeting strategies to reach and engage the desired audience.Collaborate with the creative teams (online & offline) to develop compelling ad creatives that align with the brand's messaging and marketing objectives. Continuously optimise ad performance by conducting A/B tests, refining targeting parameters, and implementing best practices.Performance Tracking and Reporting: Monitor and analyse key performance indicators (KPIs) for paid media campaigns, providing regular reports on campaign performance, insights, and recommendations for improvement and optimisation. Measurement and data analytics on channel performance and optimisation across all paid media channels and segments/clusters within the groupConversion Rate Optimization (CRO): Collaborate with the digital marketing & digital channels development teams to optimize landing pages and user journeys to improve conversion rates and overall campaign performanceRemarketing and Retargeting: Develop strategies for remarketing and retargeting campaigns to maximise conversions and nurtureStay Abreast of Industry Trends & shifting media landscape: Stay updated on the latest trends, tools, and best practices in paid media advertising. Continuously explore new opportunities and emerging platforms to drive innovation and maintain a competitive edge. First to market paid media innovation in shifting media landscape across ATL and digital channelsCompetitor Analysis & Benchmarking: Conduct regular competitive analysis to benchmark performance, identify opportunities, and adjust strategies accordingly. This is inclusive of Category Paid Media Benchmarking across all channels and competitor categoriesCross Paid Media Channel Content Management & Tracking: Advise on appropriate messaging and content in line with channel roles within overall brand marketing strategySkilling & Capability Building: Paid training and upskilling across categories and brand teamsRisk Mitigation, Governance & Compliance: Best practice paid media process to ensure risk mitigation and campaign implementation. Development of risk, compliance and governance frameworks for paid mediaKey attributes and competencies:Ability to influence– you sell-in your work and subsequent recommendations across the organizationAnalytic skills– you can interpret data to develop game-changing insights that inform the overall integrated media and digital strategyStrategic aptitude – the ability to understand relevant digital and media trends and deduce their impact on the companies operating environmentCommercial edge – strong commercial focus to drive effective and efficient use of paid channels driving increased share of voice and savings optimisation Qualifications and Experience Required:Bachelor's degree in marketing, advertising, media or a related field. Proven work experience as a Paid Media Manager, Business Unit Head, Paid Media Strategy Lead or similar role, preferably in an agency or corporateCommercial edge – strong commercial focus to drive effective and efficient use of paid channels driving increased share of voice and savings optimisationIn-depth knowledge and hands-on experience with platforms such as Television Channels, Outdoor, Radio, Google, Meta, LinkedIn, TikTok, and other paid media platformsExperience with A/B testing and conversion rate optimization strategiesSolid understanding of digital media metrics and KPIsFamiliarity with website analytics tools such as Google Analytics or similarPan-African/ Multi Market experience is high beneficialStakeholder management – history of managing internal and external stakeholders (media owners, media, agencies and production houses)Excellent communication and presentation skills, with the ability to convey complex concepts and data to stakeholders.Commercial edge – strong commercial focus to drive effective and efficient use of paid channels driving increased share of voice and savings optimisationDetail-oriented mindset with a focus on delivering high-quality work.Knowledge of the South African and Rest of Africa market and the ability to adapt paid media strategies accordinglyExperience with e-commerce platforms, digital sales, performance media and social commerce is a plusCommercial edge – strong commercial focus to drive effective and efficient use of paid channels driving increased share of voice and savings optimisationRole KPI’s/Measurements:Effectiveness at embedding the overall channel strategy within the organizationConsistent alignment of channel strategy within categories and brandsDevelopment of best practice channel strategy frameworksEfficient and effective use of paid channelsFirst to market media owner innovation and disruptionMeasurement and tracking of paid media spendEducationBachelor`s Degrees and Advanced Diplomas: Marketing (Required)Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.Absa Bank Limited reserves the right not to make an appointment to the post as advertised

PTS Project Support at Absa Bank Limited

The Standard Arena is a dynamic platform that connects brands with authentic creators for high-impact partnerships while also serving as a trusted resource for verified opportunities in education, professional development, and career advancements.

PTS Project Support at Absa Bank Limited PTS Project Support at Absa Bank Limited Empowering Africa’s tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.My Career Development Portal: Wherever you are in your career, we are here for you. Design your future. Discover leading-edge guidance, tools and support to unlock your potential. You are Absa. You are possibility.Job SummaryTo deliver operational services through the execution of predefined objectives as per agreed standard operating procedures (SOPs). Selecting this role has a compensation & benefit impact in Ghana. Please contact Reward for details.Job DescriptionNo role profile available as this role has no assigned corporate grade: This role should not be used to create new positions. Where this role is being used for an existing position, please contact the People Function to update records. | : | : | : | : | : | : | :EducationHigher Certificates and Advanced National (Vocational) Certificates: Business, Commerce and Management Studies (Required)

Specialist AC Process Executor – Consol and Interdiv Eliminations at Absa Bank Limited

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Specialist AC Process Executor – Consol and Interdiv Eliminations at Absa Bank Limited Specialist AC Process Executor – Consol and Interdiv Eliminations at Absa Bank Limited Empowering Africa’s tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryFinancial Control is responsible for ensuring that Absa Africa fulfils its financial, statutory and regulatory reporting requirements, while ensuring compliance with accounting, regulatory and balance sheet control policy. Financial Control comprises the following areas: Accounting Control, Reporting & Analytics, Policy Governance & Controls, Technology Enablement, Cluster Control and Technical Accounting. Financial Control serves as the Group’s primary interface with the auditors and regulators. Accounting Control owns the processes that enables sustainable, accurate and timeous financial information in support of reporting to external and internal stakeholders. The individuals will operate in the key processes in Accounting Control.Job DescriptionAccountability: Manage financial information completion process (60%)Act as a process executor for completion of financial information, including the accountability for the following key processes:Journals and month-end closeReconciliationsInternalsCompletion of Supplementary informationConsolidation and Internal eliminationsTaxAccounting FunctionsSupport to Subject Matter Expert (SME) on processes, resolution of issues and ad hoc requests from stakeholders including:Cluster Financial ControllerCluster CFO/BP&A team membersOther Financial Control functionsSupport SME on obtaining TAG opinions and ad hoc queries on accounting issues.Act as the process executor for implementation of new standardised processes where relevant.Provide feedback to stakeholders on results reflected in the financial accounting system, as well as issues identified where there are potential risks to numbers.Act pro-actively in correcting issues and implement a sustainable processEnsure that principles of the Financial Control Operating Model are complied with and sustained.Maintain and enhance processes:Identify areas of improvement in completion, review and or submission processes to drive and implement a sustainable and effective process in support of quality and accuracyIdentify synergies between different reporting processes and implement new and or enhanced processesAccountability: Provide support to other process executors through motivation and employee engagement (20%)Understanding and managing team dynamics to maximize performance.Escalate issues around allocation of resources to process architects tasks to ensure delivery of team objectives.Ensure continued development of resources, through coaching and mentoring, to empower value added delivery of tasks.Accountability: Process Execution (20%)Execution of processes as designed.Constantly review, improve and maintain own activities to enhance the effectiveness and efficiency of processes.Recommend areas for improvement in order to reduce cycle times, improve productivity, create capacity and improve process reliability and customer satisfaction.Assist in the implementation of new and/or enhanced processes.Identify activity-specific risks and work with Process Owner / Process Architect to mitigate risks.Maintain awareness of own activities and the impact thereof on related / interdependent activities.Knowledge & Skills:Exceptional interpersonal and team-working skillsAbility to identify control gaps and weaknessesAbility to interpret the end-to-end flow of financial dataStrong problem-solving skillsAnalytical skillsNegotiation skillsThe ability to work in a pressured and unstructured environment and to cope with the demands of working to tight deadlinesEducation and Experience RequiredCA(SA) newly qualified/2 to 3 years PQE experienceBusiness experience in a Banking environment gained from a Finance, ProductGroup consolidations experience will be an advantageExperience in SAPCompetencies:  Deciding and initiating action;Entrepreneurial and commercial thinking;Relating and networking;Adapting and responding to change;Persuading and influencing;Creating and highly innovating;EducationBachelor`s Degrees and Advanced Diplomas: Financial Sciences (Required)Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.Absa Bank Limited reserves the right not to make an appointment to the post as advertised

Digital Marketing Associate at Visa

The Standard Arena is a dynamic platform that connects brands with authentic creators for high-impact partnerships while also serving as a trusted resource for verified opportunities in education, professional development, and career advancements.

Digital Marketing Associate at Visa Digital Marketing Associate at Visa About UsVisa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.Job DescriptionWhat Digital Marketing Associate does:Brand/Consumer MarketingWork closely with the Consumer/Product Marketing Team, Sponsorship Team and to assist in the development and implementation of the company's 2030 strategy and ensure all marketing efforts serve to achieve immediate and long-term business goals.Support the development and implementation of integrated marketing plans (both offline and online) for given products and services to support the agreed marketing strategies and achievement of KPIs.Support the development of a marketing strategy deck and analyze and report on the performance and efficiency of campaigns.Oversee administrative deliverables related to consumer/product marketing project management. This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.QualificationsWhat do you need:3+ years of digital marketing experience.Passionate about digital marketing with a desire to stay up to date with current trends and advancements.Understanding of the latest marketing trends and techniques, especially those popular among Gen Z.Excellent written and verbal communication skills .Proficient with major social media platforms (X/Tik Tok/Instagram, etc.)Has both a creative and analytical mindset.Proactive thinking/acting and a desire to learn.Ability to multitask and perform under certain deadlines.Strong ownership, communication, interpersonal and collaboration skillsHighly skilled in a range of Microsoft tools, particularly Teams, PowerPoint, and Excel.Native level fluency in Japanese and business level in EnglishDue to the COVID-19 pandemic and the evolving visa/travel restrictions in place, we are currently only able to extend offers to candidates with the right to work in Japan and are unable to offer new immigration sponsorship.Visa is an EEO EmployerQualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Senior Manager, Software Engineering at Visa

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Senior Manager, Software Engineering at Visa Senior Manager, Software Engineering at Visa About UsVisa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.Job DescriptionVisa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.     The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.   The Work itself: Lead, mentor, and develop high-performing engineering teams, providing technical direction, coaching, performance guidance, and career development support to software engineers and technical leads.Design, code, review, and oversee scalable, secure, and resilient systems that support global products and platforms, while advancing Visa’s standards for reliability, maintainability, performance, security, and reusability.Partner with product owners, architects, business stakeholders, and cross-functional teams to gather and refine requirements, align priorities, resolve dependencies, and deliver solutions that support customer needs and business objectives.Drive end-to-end delivery of new capabilities and business flows across agile squads, contributing to solution design, development, testing, release planning, adoption, and operational support.Develop robust and scalable products for a wide range of customers, including merchants, consumers, financial institutions, B2B clients, and business-to-government solutions.Leverage innovative technologies to build next-generation payment capabilities, including Payment Services, Transaction Platforms, Real-Time Payments, Buy Now Pay Later solutions, data-driven services, and AI-enabled tools.Champion product quality and service excellence by improving reliability, observability, resiliency, automation, performance, security, customer experience, and operational readiness.Essential FunctionsCreate and scale engineering best practices, frameworks, documentation, and reusable assets that improve development quality, delivery predictability, platform adoption, user enablement, and operational efficiency.Provide domain expertise and technical thought leadership across engineering, product, and customer-facing teams by documenting solutions, training colleagues, sharing best practices, and supporting payment optimization initiatives.Identify opportunities to automate insights and improve decision-making through data, analytics dashboards, AI-enabled tools, system metrics, and reusable engineering assets.Manage execution across agile teams, ensuring alignment on scope, timelines, dependencies, risks, quality standards, and measurable business outcomes.Communicate complex technical concepts clearly to technical and non-technical audiences, including senior leaders, product teams, customer-facing teams, and client stakeholders.Make an impact at global and local scale through mentorship, continuous learning, inclusive leadership, collaboration, and contributions to Visa’s engineering culture.This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.QualificationsBasic Qualifications:8+ years of relevant work experience and a Bachelors degree, OR 11+ years of relevant work experiencePreferred Qualifications:9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhDConsumer/user facing application development experience.Experience in commercial software development on Unix/Linux environment.Experience in developing and deploying containers.Understand the Security requirements and standards like JWT, OAuth, SAML and contemporary trends in Security risks as well as technologies.Experience in security domain with authentication, authorization and building secure gateway.Experience developing & deploying services in a multi-cloud environment likeGCP, Azure & AWS.Experience in Java/J2EE technologies, Kubernetes, Swarm and database technologiesUnderstanding of architecture and operations of highly available and scalable transactional systems.Experience in cloud migration and multi cloud strategy.Experience with agile development processSuperior verbal, written & interpersonal communication skills with both technical & non-technical audiencesExcellent team player, with strong collaboration skills and ability to influencecross-functional team for resultsThe Skills You Bring:Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scaleChallenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutionsLanguage Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++)Builder: Experience building and deploying modern services and web applications with quality and scalabilityLearner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teamsU.S. Applicants OnlyThe estimated salary range for this position is $162,500.00 to $ 260,400.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.Work HoursVaries upon the needs of the department.Travel RequirementsThis position requires travel 5-10% of the time.Mental/Physical RequirementsThis position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.Visa is an EEO EmployerQualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

Product Manager at Visa

The Standard Arena is a dynamic platform that connects brands with authentic creators for high-impact partnerships while also serving as a trusted resource for verified opportunities in education, professional development, and career advancements.

Product Manager at Visa Product Manager at Visa About UsVisa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.Job DescriptionWe are seeking a dynamic and experienced Product Manager to join our team to drive the growth of Modern Credential which includes Flex, Visa Instalment, Click to Pay & Passkey in the market. The position will have significant interaction with IPVMC cluster and Regional Hub Product & Commercialization teams and collaborate with cross-functional teams within Visa such as Sales, Consulting and Analytics, Marketing and Client Services.Important to the role are a deep understanding of the payments landscape, a customer-obsessed mindset to understand our clients’ needs, and a strong business acumen to achieve long-term growth. Key responsibilities include but are not limited to the following:Support the lead of Modern Credential by Execute activities throughout the sales cycle such as sales pitch, product demos/webinars, commercial offer, contracting, optimization, and audit management.Expand Modern Credential offerings by incorporating new sales pipelines from Tier 3, Sales Engine, and non-financial institution clients, in addition to our key clients.Support the launch of new product initiatives, product enhancements, and acceleration plans.Assess the feasibility of rolling out new products and solutions into the cluster, understand and provide local market requirements that will influence the global product roadmap, and develop go-to-market and commercialization plans.Provide regular reporting and analysis to senior management.Implement new solutions and strategies essential for achieving country OKRs, including initiatives like Click-to-Pay and Passkey.Product lead for Digital Sales client in the South.This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.  ​QualificationsBachelor’s Degree in any relevant disciplineMinimum 8 years of experience in retail banking financial services with demonstrated expertise in product development and or marketing communications.Familiarity with product management and technologies and systems used in payment.Deep understanding of banking operations and or payment schemes, including products and servicesWide knowledge of how the brand, product platforms, and rules interact for existing and new payment solutions.Good commercial acumen.Strong interpersonal and collaboration skills are needed to influence direction and change attitudes and decisions of senior level international bankersStrong self-management skills with demonstrable drive and energyPossess customer facing as well as sales experience, and proven negotiation skillsOwn professional knowledge and skills across a range of functions including strategy, marketing, operations, budgetary accounting, and administrationStrategic and innovative thinker who is also capable of strong executionStrong communication and influencing skills, to work at all levelsVisa is an EEO EmployerQualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Senior Data Scientist, Visa Consulting & Analytics at Visa

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Senior Data Scientist, Visa Consulting & Analytics at Visa Senior Data Scientist, Visa Consulting & Analytics at Visa About UsVisa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.Job DescriptionTeam SummaryThe Visa Consulting and Analytics team provides analytics and consulting services to address client business problems leveraging market and internal data. In VCA, Managed Services team focuses on developing and improving clients’ business by collaborating with them closely including their data utilization. In addition to building and automating interpretable and actionable predictive models, we assist clients in execution of models and evaluation of results.The team interacts with stakeholders and team members across multiple functions, and thus strong intuition for developing analytic models that can solve specific business concerns is essential. The role further entails innovating new analytics services as we scale out our activities.What a Senior Data Scientist does at Visa:Executing multiple medium to large analytic projects along with rest of the stakeholders in analytics & consulting teamsEstablishing best practices for change management, model automation and production rolloutFamiliarity with batch processing and process monitoring for model refreshMeeting with clients to explain model results, answer questions and propose further analysisCollaborating closely with clients to analyze clients’ data, extract insights, and create dashboardsActively seek out opportunities to improve processes and technologiesCollaborating with the internal teams to fully understand business requirements and desired business outcomesDefining detailed analytic scope and methodology, and creating an analytic planExecuting with appropriate statistical and machine learning techniquesProviding thought leadership in both using data to solve business problems and arriving at innovative technology and statistical solutionsEnsuring project delivery within timelines and budget requirementsWork as independent contributor mostly and as a team lead if needed by providing guidance to other team members when requiredProjects you will be a part of:Attrition and propensity modellingRecommendation systems and clustering algorithmsNetwork analysisLTV and forecasting algorithmWhy this is important to VisaVCA’s services allow our clients to boost their business performance through leveraging Visa’s expansive market insights and data. In addition, Managed Services team collaborates with clients closely in leveraging clients’ data and improving their business with data science capabilities. Our role in Japan in particular is pivotal in advancing the transition towards a more cashless payments landscapeThis is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.
Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.QualificationsWhat you will need:Full professional level in Japanese and business level English proficiency5 years of analytical experience in applying statistical solutions to business problemsGraduate degree (Masters or Ph.D.) in computer science, or a quantitative field such as physics, statistics or mathematics, or equivalent experienceProficiency in processing large data sets using Hive and related toolsFluency in multiple technologies and languages (Java/C/C++/Python/R/SQL), with experience in at least one compiled languageExperience with a wide cross section of machine learning techniques : clustering, dimensionality reduction, variable selection, cross validation, neural networks, gradient boosting, linear & logistic regressionUnix/Linux proficiency : command line tools, shell scriptingExperience in collaborating with business functions at least internally or externallyWhat will also help:Ability to quickly ideate novel mathematical models to address new problemsExperience in cards/payments, retail banking, or retail merchant industriesVisa is an EEO EmployerQualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Cybersecurity Engineer at Visa

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Cybersecurity Engineer at Visa Cybersecurity Engineer at Visa About UsVisa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.Job DescriptionPosition Summary:Visa’s Value Added Services (VAS) organization is seeking a Cybersecurity Engineer to support and manage its security engineering processes and testing efforts internally as well as those performed by Visa’s Cybersecurity team. The individual will review findings from various security tools (Qualys, CheckMarx, BlackDuck, etc) and will coordinate the dissemination of results to project teams and coordinate resolution of High, Medium and Low findings. The individual will be responsible for creating and distributing weekly, monthly, ad-hoc reports to all layers of management.Responsibilities:Perform Discovery Penetration Tests of Web Applications and APIsPerform SSDLC Code reviewsAssist Product Development Teams with Design ReviewsSupervise all Security Governance activities for VASAssist in updating the VAS Security Dashboard with latest and greatest informationCreate and disseminate reports (weekly, monthly, ad-hoc) as required to management and executive managementParticipate in Exception reconciliation meetings with Information Security AssuranceCoordinate scheduling and execution of security tests, including CheckMarx, BlackDuck, and PEN testsCreate Features for Security Finding resolution by regularly scheduled tag up with Product Development teams.Utilize JIRA ticketing system for Finding and Exception ManagementDisseminate test results to project teams in a timely or automated mannerAssist remediation discussions as requiredEscalate issues to Audit Coordinator as requiredProactively institute reviews of current environment controls so as to identify possible weaknesses that could result in audit findings.Must use independent judgment and latitude in deciding that artifacts provided to audit are appropriate, within the scope, and delivered on time to the auditing body.Facilitates audit meetings with Operations and Engineering staff to help manage the direction and ensure discussions stay within scope.Assist Audit Coordinator in independent decision-making regarding what artifacts should be provided to audit, how processes and procedures should be communicated and effective oversight provided by this role.Individual will function with minimal daily guidance from management.Assist Audit Coordinator in management of open audit findings, from holding regular status meetings to provide status on remediation to Head of VAS SCoE, to identifying audit findings that are in risk of not meeting documented Target Date for remediation and escalating appropriately.Candidate will interface with varying levels within the organization, including Directors and Executive Management.This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.
Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.QualificationsBasic Qualifications • 8+ years of relevant work experience with a Bachelor’s Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience. Preferred Qualifications • 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhDBA/BS degree requiredStrong Security backgroundPentest process knowledge • SSDLC process understanding knowledgeMinimum 5-8 years of experience working as an IT auditor or in IT-audit environmentMinimum • 3-5 years Project Management experienceMust demonstrate strong analytical and problem solving skillsExcellent written and verbal communication and interpersonal skillsAbility to work independently with minimum supervision and handle multiple simultaneous projects with deadlinesExtremely detail oriented, conscientious, thorough and accurateExpert with MS Office applications (Excel, PowerPoint, Word), SharePoint, document control systems.Ability to collaborate in a professional manner with varying levels of management;Advanced knowledge of Cobit, FFIEC, Sarbanes-Oxley, PCI-DSS, SSAE 16, NISTKnowledge of OWASP top 10, SANS top 20 Critical Security Controls • Ability to influence process and control alterations in the environment requires ability to influence and advise colleaguesKnowledge and understanding of Finding Management to include Exception ManagementKnowledge of Visa organization and systems • Experienced Pen testing backgroundExperience in SSDLC Testing and reviewExperience in Open-Source Vulnerability ManagementExperience with Penetration testingMobile Secure Development Best Practices • Knowledge of Mobile security Best PracticesKnowledge and background on Mobile security evaluating tools and processesU.S. Applicants OnlyThe estimated salary range for this position is $162,500.00 to $ 260,400.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.Work HoursVaries upon the needs of the department.Travel RequirementsThis position requires travel 5-10% of the time.Mental/Physical RequirementsThis position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.Visa is an EEO EmployerQualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

Institutional Accreditation Officer- Job Grade Cue 6 at Commission for University Education

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Institutional Accreditation Officer- Job Grade Cue 6 at Commission for University Education Institutional Accreditation Officer- Job Grade Cue 6 at Commission for University Education Duties and responsibilities at this level will entail: -Providing administrative and logistical arrangements for routine inspection/technical Inspection Committee meetings;Organizing documentation for Accreditation Committee Meetings; In-putting data on proposals received, institutions being evaluated and accredited institutions;In-putting data on prequalified peer reviewers into the official departmental database;Writing minutes during departmental and lower-level Commission Committee Meetings;Evaluating proposals on proposed universities and preparing evaluation reports;Evaluating institutional reports; andMaintaining status reports on the evaluation of the academic programmes.Person specificationFor appointment to this grade, an officer must have: -Bachelors Degree in any of the following disciplines: - Education, Business Administration, Law, Social Sciences or any other relevant qualification from a recognized institution;Membership to relevant professional bodies and in good standing; Proficiency in computer applications; andFulfilled the requirements of Chapter Six of the Constitution of Kenya.Key competencies and skillsCommunication and reporting skills;Analytical skills;Interpersonal skill; andNegotiation skills. Application ProcedureInterested and qualified candidates who meet the above requirements are requested to make their applications ONLINE through the Careers portal available on CUE website.Shortlisted candidates will be expected to bring the original certificates for verification during the interview.All applications to reach the Commission on or before 2nd June, 2026 at 5.00 p.m East Africa time.The Successful candidates will be required to provide the following documents before the award of offer in compliance with Chapter 6 of the Constitution of Kenya, 2010:Valid Certificate of Good Conduct from the Directorate of Criminal Investigations (DCI).Clearance from the Ethics and Anti-Corruption Commission (EACC).Tax Compliance Certificate from Kenya Revenue Authority (KRA). Clearance Certificate from the Higher Education Loans Board (HELB). Clearance Certificate from an approved Credit Reference Bureau (CRB).

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