TSA Team

TSA Team

Enterprise Data Management – Delivery Lead at Absa Bank Limited

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Enterprise Data Management – Delivery Lead at Absa Bank Limited Enterprise Data Management – Delivery Lead at Absa Bank Limited Empowering Africa’s tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryThis role is accountable for the enterprise-wide execution, coordination, and adoption of the Enterprise Data Management (EDM) portfolio. It ensures that EDM initiatives, services, and use cases are prioritised, aligned, and delivered consistently across divisions, in line with the agreed EDM strategy, target outcomes, and delivery guardrails.It serves as the primary operational counterpart to senior leadership within the Data Management and Governance (DMG) function, providing a consolidated and authoritative view of portfolio performance.Job DescriptionThe following responsibilities must be fulfilled:Enterprise EDM Portfolio OwnershipProvide input into the consolidated EDM portfolio, ensuring alignment and coherence across initiatives, capabilities, services, and divisionsTranslate strategic priorities into structured, sequenced execution roadmapsProvide a single, authoritative view of portfolio scope, progress, risks, and interdependenciesMaintain and continuously refine the EDM capability and adoption roadmapLead prioritisation of the DMG Book of Work (BoW), balancing regulatory, risk, and business demand within defined constraintsMake sequencing and prioritisation decisions within agreed guardrails, escalating only where requiredAlign demand, service delivery and capacity to enable predictable and efficient executionDelivery Coordination & Portfolio IntegrationProvide integrated oversight and management of all EDM initiatives and use case implementationsCoordinate across delivery teams, vendors and stakeholders to manage dependencies and sequencing, including managing other project managers and scrum masters where necessary for delivery across the portfolioEnsure delivery commitments remain aligned to portfolio priorities and stakeholder expectationsSupport and coordinate enterprise adoption and change activities, including communication, readiness, and transition supportEnsure consistent, transparent communication of priorities, progress, and adoption expectations6. Business Engagement and Divisional RepresentationTranslate insights and feedback from divisions into targeted improvement actions and roadmap adjustmentsRepresent the Data Management and Governance (DMG) function in enterprise and divisional working forums and tactical governance structuresProvide structured portfolio reporting, insights and recommendations to senior stakeholdersSupport leadership with evidence-based inputs for decision-making and escalationEducation and Experience Required·            Minimum 5–8 years’ experience in enterprise data management, data governance, portfolio/project management or a related discipline·            Experience supporting and coordinating delivery roadmaps spanning multiple initiatives and stakeholders within a large or complex organisation·            Demonstrated experience coordinating data‑related initiatives, services or platforms (e.g. data quality, metadata, analytics enablement, regulatory data initiatives)·            Experience operating in a federated operating model, balancing central coordination with divisional delivery and accountability·            Knowledge of data management technologies, such as Informatica or Ataccama would be advantageous·            Bachelor’s degree in Information Technology, Information Systems, Business, Risk Management, or a related discipline (or equivalent experience)Knowledge & Skills·            Working understanding of enterprise data management and governance disciplines, including data quality, metadata, reference data and data operating models, sufficient to effectively coordinate and manage initiatives·            Portfolio and demand management capability, including roadmap definition, prioritisation, dependency management and sequencing·            Ability to translate strategic intent into structured, executable plans and coordinated delivery activity·            Strong stakeholder engagement, communication and facilitation skills across business, risk and technology audiences·            Strong organisational skills with the ability to manage multiple workstreams in a complex, fast‑paced environmentEducationBachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management StudiesAbsa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.Absa Bank Limited reserves the right not to make an appointment to the post as advertised

Senior Specialist: SME Finance (Small Medium Enterprises) at Absa Bank Limited

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Senior Specialist: SME Finance (Small Medium Enterprises) at Absa Bank Limited Senior Specialist: SME Finance (Small Medium Enterprises) at Absa Bank Limited Empowering Africa’s tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummarySME Finance supports decision-making within the SME portfolio through the provision of relevant, high quality financial information and insight at a segment and portfolio level. The SME Finance team is focused on delivering a clear, commercially grounded view of performance, rooted in historical trends and forward looking ambitions for small and medium enterprises across sectors and geographies.The strategic value of robust financial analysis in the SME context is critical. By providing transparency on portfolio health, risk adjusted returns, growth drivers, and structural challenges, SME Finance enables the SME ExCo and senior Business Banking leadership to identify areas of strength, pressure points, and scalable growth opportunities. This analysis goes beyond core financial metrics, incorporating market dynamics, client behaviour, competitive positioning, and product economics to deliver a holistic view of the SME business.A key component of the role is the use of management information, trend analysis, and data led insight to support forward looking decision making across SME sub segments (e.g. micro and medium), priority sectors (e.g. agriculture, manufacturing, trade, professional services), and integrated distribution channels (relationship banking, digital, ecosystem partnerships, and self service). This includes close collaboration with data, analytics, and MI teams to enhance data quality, improve reporting consistency, and translate complex data into actionable commercial insight.This role is a specialist position within the SME Finance team of the broader Business Banking Finance Team. This individual is responsible for:End to end financial planning for SME Banking, including the preparation and review of forecasts and short and medium term budgets that feed into the Integrated Plan, as well as plan restatements and rebasing where requiredPreparation of management and Exco level financial reporting, including insightful commentary for use by SME ExCo and BB ExCoCommercial and strategic analysis of portfolio performance, revenues, costs, margins, credit dynamics, pricing, and returns across SME segments, products, and channelsCompetitor and market analysis, including trends in SME lending, transactional banking, digital propositions, and emerging fintech/business banking modelsAd hoc financial analysis and research, often supporting ExCo discussions, strategic initiatives, new product propositions, or portfolio optimisation decisionsJob DescriptionAccountability: Manage and execute the following deliverables to Exco and other members of senior management in collaboration with teammates, with the support of business unit financial decision support teams, risk colleagues and treasury colleagues:Project management and analysis of key planning deliverables throughout the year: revised annual forecasts (RAF), outlooks, short-term and medium-term plans (STP and MTP), stress testing and integrated plan outputsMonthly and quarterly key financial reports on financial performanceCompetitor analysisResearch projects - gathering financial data and creating insightful, decision useful analysis and thought piecesOther ad hoc projects and presentationsFinancial scenario analysis and stress testingConsolidating financial information for senior managementAttend meetings to assist executives to understand and complete their tasks to achieve team goalsAccountability: RAF and STP review packsAssess the attainability and reasonability of the various budgets and forecasts put forward by comparing them to market expectations, past performance and management expectations. Reliance is not simply placed on the numbers themselves but utilisation of various key metrics (return on regulatory capital, return on equity, cost-to-income, JAWS, etc.) is essential. Compile review packs for submission to Exco and any other relevant committee. The pack together with commentary is necessary to provide a sounds basis on which the budget is approved.Interact with other departments such as Treasury, Risk and Group Tax may be necessary to provide comfort and assurance that the more technical aspects of submissions (e.g. funding plan impacts, risk-weighted assets and leverage) have been scrutinized and appear reasonable given the Groups economic outlook.undefinedAccountability: Ad-hoc requirements/submissionsExecute ad-hoc queries that are dependent on external and internal requirements and vary considerably throughout the year.Attend various committee meetings in which one will use their understanding of e.g. margins, impairment trends or economic understanding to provide a valuable contribution. In some instances, the contribution will be on a discussion basis and in others a submission to the committee is required.Provide other departments (Productivity Office, Office of the CE’s, Treasury, etc.) with a range of information (analysis, forecasts and actual financial data etc) to perform their respective tasks. The information supplied may need to be package in a different format to make it relevant for their respective needs. An understanding of the roll-up structures within the Absa business and good financial understanding is vital in this instance to avoid misrepresenting information.undefinedAccountability: Interim and year-end reporting (twice a year)Compile competitor analysis which compares the SME’s performance to peers.undefinedAccountability: Cluster Relationship Manager (CRM) rolesundefinedPerform all other duties as reasonably assignedPeer responsibility: Coach, inspire, engage, mentor and develop finance and business savvy leaders.Play to our A-Game culture of inclusivity, diversity, entrepreneurship, and ownership.Network with finance colleagues across BB Finance and create awareness of challenges, opportunities and issues and encourage collaborationFocus on finance skills evolution and remaining relevant.Maintaining and strengthening relationships with key stakeholders across the organisation, e.g. BB and BU Financial Resource Management, BB and BU Risk, Group Treasury Finance, Finance Business Partners and Financial Decision Support Heads.Qualifications and experience:B Com degree with HonoursCA SA / CIMA (5-8 years post qualifying)Non-CA SA / CIMA (7-10 years’ experience in Financial Services organisation)Able to work effectively across a multi-service Financial Services organisationExperience working closely with data, MI, and analytics teams is essential. Exposure to MI tools, data modelling, dashboards, or basic coding (e.g. SQL, Python, or similar) is an advantage.Previous exposure to financial management reporting in a financial services organisationKnowledge and skills:Financial AccountingData & Management Information (MI) - Experience in handling big data and landing process efficiency projectsKnowledge of dashboards and PowerBIReport writingAnalytical skillsSelf-driven and good interpersonal skillsAttention to detailDeadline drivenAdvanced Excel and PowerPoint skillsKnowledge of financial marketsKnowledge of economicsCompetencies:Deciding and initiating actionLearning and researchingEntrepreneurial and commercial thinkingRelating and networkingAdapting and responding to changePersuading and influencingCreating and innovatingEducationPostgraduate Degrees and Professional Qualifications: Financial Sciences (Required)Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.Absa Bank Limited reserves the right not to make an appointment to the post as advertised

Senior Specialist: Commercial Finance at Absa Bank Limited

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Senior Specialist: Commercial Finance at Absa Bank Limited Senior Specialist: Commercial Finance at Absa Bank Limited Commercial SA Finance supports decision-making within the Commercial SA portfolio through the provision of relevant, high quality financial information and insight at a segment and portfolio level. The Commercial SA Finance team is focused on delivering a clear, commercially grounded view of performance, rooted in historical trends and forward looking ambitions for small and medium enterprises across sectors and geographies. The strategic value of robust financial analysis in the Commercial context is critical. By providing transparency on portfolio health, risk adjusted returns, growth drivers, and structural challenges, Commercial Finance enables the Commercial SA ExCo and senior Business Banking leadership to identify areas of strength, pressure points, and scalable growth opportunities. This analysis goes beyond core financial metrics, incorporating market dynamics, client behaviour, competitive positioning, and product economics to deliver a holistic view of the Commercial SA business.A key component of the role is the use of management information, trend analysis, and data led insight to support forward looking decision making across Commercial SA sub segments (e.g. growth and high-value), priority sectors (e.g. agriculture, manufacturing, trade, professional services), and integrated distribution channels (relationship banking, digital, ecosystem partnerships). This includes close collaboration with data, analytics, and MI teams to enhance data quality, improve reporting consistency, and translate complex data into actionable commercial insight. This role is a specialist position within the Commercial Finance team of the broader Business Banking Finance Team. This individual is responsible for:End to end financial planning for Commercial SA Banking with business banking, including the preparation and review of forecasts and short and medium term budgets that feed into the Integrated Plan, as well as plan restatements and rebasing where requiredPreparation of management and Exco level financial reporting, including insightful commentary for use by Commercial ExCo and BB ExCoCommercial and strategic analysis of portfolio performance, revenues, costs, margins, credit dynamics, pricing, and returns across Commercial segments, products, and channelsCompetitor and market analysis, including trends in Commercial lending, transactional banking, digital propositions, and emerging fintech/business banking modelsAd hoc financial analysis and research, often supporting ExCo discussions, strategic initiatives, new product propositions, or portfolio optimisation decisions Job DescriptionAccountability: Manage and execute the following deliverables to Exco and other members of senior management in collaboration with teammates, with the support of business unit financial decision support teams, risk colleagues and treasury colleagues:Project management and analysis of key planning deliverables throughout the year: revised annual forecasts (RAF), outlooks, short-term and medium-term plans (STP and MTP), stress testing and integrated plan outputsMonthly and quarterly key financial reports on financial performanceCompetitor analysisResearch projects - gathering financial data and creating insightful, decision useful analysis and thought piecesOther ad hoc projects and presentations Financial scenario analysis and stress testingConsolidating financial information for senior managementAttend meetings to assist executives to understand and complete their tasks to achieve team goalsAccountability: RAF and STP review packsAssess the attainability and reasonability of the various budgets and forecasts put forward by comparing them to market expectations, past performance and management expectations. Reliance is not simply placed on the numbers themselves but utilisation of various key metrics (return on regulatory capital, return on equity, cost-to-income, JAWS, etc.) is essential. Compile review packs for submission to Exco and any other relevant committee. The pack together with commentary is necessary to provide a sounds basis on which the budget is approved.Interact with other departments such as Treasury, Risk and Group Tax may be necessary to provide comfort and assurance that the more technical aspects of submissions (e.g. funding plan impacts, risk-weighted assets and leverage) have been scrutinized and appear reasonable given the Groups economic outlook.undefinedAccountability: Ad-hoc requirements/submissionsExecute ad-hoc queries that are dependent on external and internal requirements and vary considerably throughout the year.Attend various committee meetings in which one will use their understanding of e.g. margins, impairment trends or economic understanding to provide a valuable contribution. In some instances, the contribution will be on a discussion basis and in others a submission to the committee is required. Provide other departments (Productivity Office, Office of the CE’s, Treasury, etc.) with a range of information (analysis, forecasts and actual financial data etc) to perform their respective tasks. The information supplied may need to be package in a different format to make it relevant for their respective needs. An understanding of the roll-up structures within the Absa business and good financial understanding is vital in this instance to avoid misrepresenting information.undefinedAccountability: Interim and year-end reporting (twice a year)Compile competitor analysis which compares the Commercial SA’s performance to peers.undefinedAccountability: Cluster Relationship Manager (CRM) rolesundefinedPerform all other duties as reasonably assigned Peer responsibility: Coach, inspire, engage, mentor and develop finance and business savvy leaders.Play to our A-Game culture of inclusivity, diversity, entrepreneurship, and ownership.Network with finance colleagues across BB Finance and create awareness of challenges, opportunities and issues and encourage collaborationFocus on finance skills evolution and remaining relevant.Maintaining and strengthening relationships with key stakeholders across the organisation, e.g. BB and BU Financial Resource Management, BB and BU Risk, Group Treasury Finance, Finance Business Partners and Financial Decision Support Heads.Qualifications and experience:B Com degree with HonoursCA SA / CIMA (5-8 years post qualifying) Non-CA SA / CIMA (7-10 years’ experience in Financial Services organisation)Able to work effectively across a multi-service Financial Services organisationExperience working closely with data, MI, and analytics teams is essential. Exposure to MI tools, data modelling, dashboards, or basic coding (e.g. SQL, Python, or similar) is an advantage.Previous exposure to financial management reporting in a financial services organisationKnowledge and skills:Financial AccountingData & Management Information (MI) - Experience in handling big data and landing process efficiency projectsKnowledge of dashboards and PowerBIReport writingAnalytical skillsSelf-driven and good interpersonal skills Attention to detailDeadline drivenAdvanced Excel and PowerPoint skillsKnowledge of financial marketsKnowledge of economicsCompetencies:Deciding and initiating actionLearning and researchingEntrepreneurial and commercial thinkingRelating and networkingAdapting and responding to change Persuading and influencingCreating and innovatingEducationPostgraduate Degrees and Professional Qualifications: Financial Sciences (Required)Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.Absa Bank Limited reserves the right not to make an appointment to the post as advertised.

Junior Specialist: Operations at Absa Bank Limited

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Junior Specialist: Operations at Absa Bank Limited Junior Specialist: Operations at Absa Bank Limited The IBD Fulfilment team is currently looking for a junior Ops specialist who will manage all elements of operations.They will ensure that department policies and procedures are always followed and that corrective actions are taken in respect of reported events, discrepancies or inaccuracies. They will also be responsible for the delivery of a range of business-critical processes, optimizing the use of resources to successfully meet and exceed challenging SLAs. This person will also be accountable for:- Meeting targets relating to service quality and overall productivity of the department- Accountable for all aggregate impacts of daily BAU volume demand and resource management to achieve success, whilst also expected to support change requirements as required- Accountable for developing a culture of continuous improvement within the department- Responsible for placing the Client at the heart of the operating model, ensuring that only value add services are provided- Responsible for developing scalability and volume insensitivity, aligning the department to both theBusiness strategy and Clients needs- Accountable for the production and maintenance of process documentation- Manage technology performance and continuously improve inefficiencies - Develop and implement strategic change initiatives to improve Client service and/or reduce operating costs- Be key point of contact for operational responsibilitiesJob DescriptionAccountability: Capturing TransactionsPrepare and verify all information to ensure that the required standards of,import and export Letters of Credit, Documentary collections and related transactionsare adhered to prior to submission for processing.Ensure technical correctness of each client instruction including:confirmation of completeness of client’s instruction validating or obtaining an exchange rate where necessaryCheck that exchange control is authorized. If an Exchange Control Application (ECA) has been submitted, ensure that a copy of the relevant application and approvals are obtained, adhered to and filed with the transaction.obtain and capture the correct Balance of Payments (BOP) category.check that signatories have been validatedcheck indemnities where applicableWhere documents are compliant, advise the overseas bank / client accordingly as perAbsa policies and ICC rulings.Action payment instructions accordingly.Ensure adherence to quality standards to avoid risks to the Bank through effective &efficient submission of transactions.Adhere to service level agreements by ensuring timely processingDraw Day End listings and action accordingly to ensure that all work received isactioned on the same day. Review and monitor all office suspense accounts to ensure that there is a debit forevery credit within 48 hours and that the reconciliation has a nil balance.File each document pertaining to transactions according to the set criteria within thedepartment for ease of reference.Ensure the effective filing, archiving & retrieval of documentation is in line with AbsaRead Absa and departmental circulars on a daily basis and, where necessary, clarify thecontents of these with Team Leader to ensure understanding and implementation.Instruct and follow up Client On-boarding and the Trade Solutions Specialist on theneed to create banks and customer portfolios.Compile and clear reconciliations of accounts by passing entries over the relevantaccounts to correct entries when required.Action Day End procedures to mitigate risk. Accountability: Releasing TransactionsProcessing and administration Structured Trade Finance and services (guarantees, air releases, Letters of Credit and Documentary Collections).Verify information to ensure that the required standards are adhered to prior to releasing transactions.Ensure all team transactions are finalized and released by timely tracking and actioning of transactions on system queues.Verify and authorize all transactions processed by officials to ensure that the required standards of guarantees, air releases, import and export Letters of Credit, Documentary Collections and related transactions are adhered to.Ensure technical correctness of each client’s instruction before verifying or authorizing, including:- confirmation of completeness of client’s instruction - validating or obtaining an exchange rate where necessary- ensuring exchange control is authorized. If an Exchange Control Application(ECA) has been submitted, ensure that a copy of the relevant application andreply is obtained, adhered to and filed with the transaction- check that the correct Balance of Payment category has been captured - checkthat signatories have been validated- check that credit has been authorised- validate completion in accordance with the relevant ICC (InternationalChamber of Commerce) rulings and Absa policies and procedures. If the aboveis not in place, obtain the information from the relevant stakeholders to ensure compliance before processing.Verify and release trade documentation (including documents of title) against relevant SWIFT to ensure compliance in terms of the relevant ICC ruling.Review and authorise the release of trade documentation prepared by customers to analyse and interpret content through effective application of International Chamber of Commerce (ICC) guidelines:Uniform rules for demand guarantees applied to guarantees bond and other payment undertakingsInternational Standard Banking PracticeUniform customs & practice for doc credits (UCP 600)Rules on international standby practices (ISP 98)Uniform rules for bank to bank reimbursement under documentary creditsUniform rules for documentary collections (URC 522)ICC official rules for interpretation of trade terms (INCO terms 2000) Ensure that instructions/transactions received are authenticated, and completed within turnaround times by reviewing all transactions processed in the team before releasing.Ensure adherence to defined quality standards and standard processes to avoid risks to the bank through effective and efficient verifying, releasing and authorising of transactions.Escalate all issues that cannot be resolved to the Team Leader immediately. e.g.: potential losses, client claims.Ensure adherence to service level agreements by regularly informing team members of the required turnaround times and checking the production queues for overdue items, report overdue items, Coordinator and make plans to bring production back on track.Ensure the balancing of office suspense accounts within the 48 hour turnaround timeDrawing and attending to daily, weekly, monthly and yearly reports/recons as per documented processesEnsure adherence to the filing, archival and retrieval polices in terms of documentationRead Absa and departmental circulars on a daily basis and, where necessary, clarify the content of these with fellow team members to ensure understanding and implementationFollow up and escalate Account Administration and the International Banking Sales Advisors with regards to delays in creating banks and customer portfolios. Accountability: Compliance and Risk ControlComply with prescribed policies, processes and procedures to prevent any financial losses.Comply with statutory and regulatory requirements, by checking that clients are FICA compliant, adhering to Exchange Control Regulations and Absa Sanctions Screening Policy.Complete all relevant compliance training and be conversant with the relevantregulations that impact on day-to-day functions.Apply and interpret customer transactions through effective application ofInternational Chamber of Commerce (ICC) guidelines:International Standard Banking PracticeUniform customs & practice for doc credits (UCP 600)Rules on international standby practices (ISP 98)Uniform rules for bank-to-bank reimbursement under doc creditsUniform rules for documentary collections (URC 522)ICC official rules for interpretation of trade terms (INCO terms 2000) Apply individual technical expertise to ensure 100% accuracy of all transactions.Authenticate and complete instructions/transactions received within turnaround times and in line with the Absa Sanctions Screening policy.Make suggestions to the Team Leader or Line Manager on improvements to client solutions based on knowledge of the trade value chain.Monitor adherence to filing policies and procedures, and compliance to archiving and retrieval mechanisms that are in place for documentation.Check that the correct balance of payment (BOP) reporting for exchange control purposes is doneIdentify losses due to processing errors or internal fraud in the department. Escalate to the manager and provide all the required information to allow logging of the Risk and Loss events and participate in the investigations.Verify International Financial Institution (IFI) and Group legal departments’ opinions and authorizations on transactions. Monitor and ensure compliance with prescribed polices, processes and procedures to prevent any financial losses when verifying, authorizing and releasing transactions. This includes mandates, waiver of commissions and ICC rulings.When verifying, authorizing and releasing transactions, check for compliance with statutory and regulatory requirements by ensuring that clients are FICA compliant. Adhere to BOP, Exchange Control Regulations and Absa Sanctions screening policy.Complete all relevant compliance training and be conversant with the relevant regulations that impact on day-to-day functions.Verify, release and authorize work by tracking and actioning workflow queues within agreed time standards.Apply individual expertise to ensure 100% accuracy of transactions verified, released and authorized.Accountability: Customer Service and Query ResolutionProvide a high quality of service to all clients within agreed SLAs Ensure high quality of communication to internal and external clients, both verbal and written.Take ownership when dealing with a customer queries or requests, offer suggestions and conclude complaints constructively by investigating and resolving clients’ queries whilst protecting the banks reputation.Highlight issues and make suggestions to product teams to improve customer service.Satisfy customer needs through the effective and efficient resolution of customer queries escalated from the team, customers or the Bank.Monitor to ensure that resolutions are documented and follow up with internal and external customers to satisfactory resolution of their issues/queries.Maintain quality standards in respect of client service by ensuring that team members are trained and aware of standards. Based on observations made when interacting with clients, make suggestions for improvements to transaction flows and to client solutions based on knowledge of the trade value chain.Highlight issues and make suggestions to product teams to improve customer service.Role / Person SpecificationEducation and Experience RequiredGrade 12/ NQF Level 4Minimum 2 years’ experience in foreign exchangeMinimum 1 year exposure to reconciliations function3 years’ experience in Trade finance/documentary trade (including import and export letters of credit, documentary collections and related products)Knowledge & Skills: (Maximum of 10)Knowledge of International Chamber of Commerce rulings and publicationsUCP 600 Uniform Customs PracticesISBP International Standard Banking PracticeURR 725 Uniform Rules for ReimbursementsISP 98 Rules on international stand-by practices, URR 528 Uniform rules for bank-to-bank reimbursement under doc credits,URC 522 Uniform rules for documentary collectionsINCO terms 2000 ICC rules for interpretation of trade termsKnowledge of regulatory and statutory requirements:Analysis of verbal and numerical dataFICA, Exchange Control, Sanctions Trade Finance, Money launderingKnowledge of banking systemsThorough knowledge of Letters of Credit, Foreign Guarantees & Bills for CollectionComputer literacy EducationNational Diplomas and Advanced Certificates: Office Administration (Required)Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.Absa Bank Limited reserves the right not to make an appointment to the post as advertised.

National Sales & Workplace Banking Manager at Absa Bank Limited

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National Sales & Workplace Banking Manager at Absa Bank Limited National Sales & Workplace Banking Manager at Absa Bank Limited Empowering Africa’s tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.My Career Development Portal: Wherever you are in your career, we are here for you. Design your future. Discover leading-edge guidance, tools and support to unlock your potential. You are Absa. You are possibility.Job SummaryLead the end-to-end sales engine and workplace banking proposition to drive profitable customer acquisition, balance growth, and primacy across payroll-linked segments. Own the sales strategy, distribution productivity, corporate partnerships, and the operating cadence that ensures consistent delivery of revenue, deposits, lending, and cross-sell targets—while maintaining impeccable conduct, risk, and customer outcomes.Job DescriptionA. Strategy & GrowthDevelop and execute the national sales strategy for Retail and Workplace Banking across all channels (branches, field, telesales, digital).Build and scale workplace banking partnerships with employers to drive payroll acquisition, primary relationship penetration, and ecosystems (credit, insurance, investments, payments).Design segment plays and campaigns.Own the sales forecast, pipeline coverage, and quarterly/annual delivery against targets.B. Distribution & ExecutionDrive branch and field sales productivity: call cycles, opportunity management, and conversion.Oversee corporate acquisition and onboarding motions (MOUs, data exchange, payroll mandates).Embed sales governance: pipeline discipline, cadence (daily huddles, weekly reviews, monthly performance boards), and root-cause problem solving.Partner with Digital to grow acquisition and journey conversion.C. Proposition & PricingCo-own the workplace value proposition (benefits, rate differentials, fee waivers, bundles, rewards).Align pricing, offers, and incentives with margin objectives.Launch campaigns (new-to-bank payroll, revolving credit activation, Insurance, lending, Digital banking where applicable).D. Analytics, CRM & EnablementImplement CRM standards: lead assignment, SLA adherence, and next-best-action.Use advanced analytics to prioritize corporates and employee cohorts with the highest propensity.Run a sales enablement engine: playbooks, talk tracks, objection handling, onboarding.E. Risk, Compliance & ConductEnsure compliance with KYC/AML, Treating Customers Fairly, data privacy, and regulatory directives.Maintain sales quality, documentation standards, and control effectiveness (1st line).Oversee complaints themes and remediate through process and training.F. Stakeholder LeadershipPartner with Corporate/Business Bank for employer origination and cross-sell.Work with Marketing, Product, Operations, IT/Digital, Credit Risk, and HR for end-to-end delivery.Serve as the management face of Workplace Banking with key employer partners.KPIs & MetricsGrowth & AcquisitionNew-to-bank salaried customers (monthly/quarterly/yearly)Payroll mandates won (# employers onboarded; # employees enrolled; enrolment rate %)Balance growth: deposits (current/savings), lendingDigital acquisition/usage volume and conversion rateProductivity & QualityLead-to-sale conversion %, cycle timeSales per FTEPersistency/12‑month retention, primary salary deposit rate, cross-sell per customerFinancial & RiskEarly delinquencies (30/60 DPD), first-payment default, NPS/complaints rateAudit findings closed on time, control effectiveness (RCSA, QA pass rates)Control and GovernanceEnsure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise-Wide Risk Management Framework and internal Absa and Policy Standards. Understand and manage risks and risk events (incidents) relevant to the role.On a monthly basis review all reported incidents or risk events together with supporting investigating documents. Identify high-risk areas and create mechanisms to address risks in future.Ensure that adequate controls are in place and drive a culture of proactive compliance in the function.Determine action plans to effectively reduce and manage risk issues related to Absa Internal Audit findings, Management Assurance findings, Compliance issues, SOX requirements and operational risk.Ensure that there are zero findings on internal, external, or regulatory auditsStakeholder ManagementBuild and maintain strong relationships with the business & support teams for driving the sales driven customer obsession agenda within the BankProactively develop relationships with key external stakeholders and vendors and key clients and external regulatory bodiesBuild and maintain strong stakeholder relationships by working closely with key internal support and control stakeholders (Branches, Product Teams, Sales Team, Business Intelligence, Marketing, Risk, Compliance and Legal) to communicate the customer voiceRegularly communicate the sales growth vision & direction to all team (Tele Sales Agents) and other stakeholdersEducationBachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

Specialist Communication: Personal & Private Banking (PPB) at Absa Bank Limited

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Specialist Communication: Personal & Private Banking (PPB) at Absa Bank Limited Specialist Communication: Personal & Private Banking (PPB) at Absa Bank Limited Empowering Africa’s tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryThe Communication Specialist plays a pivotal role in translating marketing strategies into impactful communication initiatives that enhance brand reputation, drive stakeholder engagement, and support business objectives. This role ensures consistent, compliant, and audience-relevant messaging across internal and external channels. It supports the Business Unit’s purpose by delivering service-oriented communication that reflects the brand’s values and tone, while leveraging digital platforms and analytics to optimise reach and resonance.Job DescriptionKey Accountabilities: Strategic Communication ExecutionTranslate marketing objectives into clear, actionable communication plans.Support campaign rollouts across digital, print, broadcast, and experiential platforms.Align messaging with the Business Unit’s strategic priorities and tone of voice. Content Development & ManagementDevelop and edit content for campaigns, press releases, internal communications, and thought leadership.Collaborate with creative teams and agencies to ensure timely delivery of assets.Maintain a content calendar and ensure consistency across all touchpoints. Stakeholder EngagementBuild strong relationships with internal stakeholders to ensure communication relevance.Facilitate feedback loops to refine messaging and improve engagement.Support cross-functional collaboration to deliver integrated communication solutions. Channel Management & Digital EnablementManage intranet, email newsletters, social media, and website content.Monitor channel performance using analytics and recommend improvements.Leverage AI-driven tools and omnichannel strategies to optimise reach and engagement. Compliance & GovernanceEnsure all communication adheres to brand, legal, and regulatory guidelines.Identify and mitigate reputational risks in messaging and campaigns.Maintain documentation and audit trails for communication activities.Education & qualifications:Bachelor’s Degree, Advanced Diploma, or B Tech (NQF 7)Field of Study: (Preferred):MarketingCommunications Work Experience:3 - 5 years experience in communications, including a track record of 2 years in a team lead/people management or technical position.Exposure to client service, campaign execution, and quality management.Familiarity with regulatory compliance in marketing communications.Competencies:Leadership Competencies:Business AcumenCommunicationInfluenceLeadershipDelivering ResultsCollaborationDecision-Making Knowledge and Skills:Operational planning and executionProcess optimisation and service designCustomer experience managementPerformance measurement and reportingGovernance and complianceDigital tools and platformsData analysis and insight generationTeam leadership and developmentEducationBachelor`s Degrees and Advanced Diplomas: Communication Studies and Language (Required)Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.Absa Bank Limited reserves the right not to make an appointment to the post as advertised

Specialist – Credit Analyst Commercial Premium at Absa Bank Limited

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Specialist - Credit Analyst Commercial Premium at Absa Bank Limited Specialist - Credit Analyst Commercial Premium at Absa Bank Limited Empowering Africa’s tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryThe purpose of the role to conduct an in‐depth, specialised and quality credit assessment and risk analysis on potential and a Premium Portfolio, to enhance the decision-making process involved in determining the Bank's appetite to extend credit to these clients. Financial analysis, interpretation and capturing of client information (company financial statements) and qualitative data.Job DescriptionRisk Management Monitor client’s performance on a continuous basis for risk indicators and perform formal reviews at specified time intervals to identify any changes in the client's business or operating environment.Monitor adherence of covenants and conditions on a continuous basis and discuss any deviations and possible concerns with Sales team and escalate to Line Management and Credit if necessary.Adhere to ARMS credit requirements as stipulated in the Absa credit policy. Monitor and report boundary events in terms of the Operational Risk Boundary.Obtain input from Product Industry Specialist, where appropriate to assist in client solutioning and credit application process.Identify the need for a meeting between high-risk clients, Credit and Business Support.Request updated valuations on properties that serve as security for facilities in line with Absa Credit policies.Manage and communicate the risks associated with outstanding securities.Pro-actively identify problematic /high-risk clients and advise Credit, accordingly, manage them with a view to provide special input and implement loss preventative measures i.e., EWL Reports.Request and manage outstanding Financial Statements as stipulated in the Absa Credit policy.Action and manage daily Odex, Referrals, REPL and REPC. Contact clients that are on the referral listing for rectification.Credit Management Explore new, improved, and alternative ways of solutioning client credit requirements.Adhere to Bank’s credit policies and procedures and ensure that they are fully complied with and that any policy breaches have been suitably addressed and mitigated.Provide bank codes and reports on clients.Pro‐actively manage credit risks associated with the portfolio of clients and their related products.Manage and drive the deal forum process to ensure quality applications are submitted to the sanctioners with sustainable credit solutions.Portfolio Financial and Operational Management Compile reviews, amendments, and new applications to the appropriate lending authorities.Issue facility letters to clients after reviews have been compiled and new facilities granted.Draft and issue letters of reminder when facilities expire according to policy requirements, for example 30-, 60- and 90-day letters.Contribute to the Non‐Interest Income by ensuring recovery of manual fees (e.g., Reviews, valuations) to avoid revenue leakages.Spread client's financials on the various Credit Risk Grading models i.e., Agri Model, Public Sector Model, RiskCalc Model and Triad.Provide the Default Grading (DG) output from the Credit Risk models.Capture all information on the various risk grading models 100% accurately by checking that all the models balance.Client Solutioning and Customer Service Identify cross sell opportunities from analysis of Client's financials, account conduct and industry change and pass on to Relationship Executive/Transactional Banker as a lead.Be part of the solution by attending sales best practice sessions with relevant stakeholders, give credit input to mitigate risk on the identified product offering or new acquisition, and monitor progress on the sales funnel, until the lead is converted into a deal.Conduct research on the industry in which the portfolio clients operate, to understand the industries overall profitability, industry trends and clients market standing relative to their competitors.Teamwork and Self Development Attend team meetings and contribute fully, including suggestions for ways of improving customer service and meeting targets.Develop supportive relationships with colleagues and create a sense of team spirit.Communicate concerns or challenges that derive from team interactions in a constructive and positive manner.Develop and maintain contacts with Specialists in other areas of Relationship Banking and the Group.Keep abreast of regulatory changes through regular training.Monitor available L&D courses to develop your own training whilst helping others in the team to develop theirs.Demonstrate the willingness and ability to perform to the very best levels to ensure personal alignment to ABSA's values and vision.Competencies:Planning and organisingWorking with peopleWriting and reportingFinancial analysisApplying expertise and technologyEntrepreneurial and commercial thinkingPersuading and influencingMinimum Qualifications/RequirementsBachelor`s Degrees and Advanced Diplomas - Business, Commerce and Management Studies, Credit Risk with five years or more of relevant work experience.Strong computer skills and experience with Microsoft Office, especially Excel.Agricultural Credit Analysis experience (Preferred)EducationBachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.Absa Bank Limited reserves the right not to make an appointment to the post as advertised

Senior Manager: Paid Media – GMCA at Absa Bank Limited

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Senior Manager: Paid Media - GMCA at Absa Bank Limited Senior Manager: Paid Media - GMCA at Absa Bank Limited Empowering Africa’s tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryWithin the specialist role of Senior Manager: Paid Media you will manage the overall paid channel strategy across segments within the group with a focus on Brand, Sponsorships and Corporate Citizenship whilst supporting the Executive: Digital Marketing & Media in laying down overall Enterprise Wide Integrated Paid Channel Strategy and principles thereof. The paid media space includes paid ATL (traditional/offline) and paid digital (online) channels. You will be tasked to development and deploy of the overall paid media strategy (aligned to Digital Marketing Strategy) across the group, inclusive of African Regions, whilst acting as a support for technical paid media expertise. Working in partnership with segments/clusters and media agency partner, you will be tasked to develop and deploy an integrated channel strategy across ATL and digital with consumer channel consumption at the core of all recommendations.Job DescriptionPaid Media Strategy/Paid Integrated Channel Strategy: Develop and execute comprehensive group paid media strategy & complementary segment/cluster media strategies to support marketing objectives and drive revenue growthOverall paid media budget and activity management including clashing and optimizationPaid Media Process: Development and implementation of paid media process aligned to overall campaign management processPaid Media Campaign management & implementation across segments/clusters partnering with paid media agency partners and supporting agency partners. Overall management of paid media agency and performance thereofCollaborative & Integrated Approach: Work closely with cross-functional teams including marketing, analytics, creative, and web development to align paid media efforts with overall marketing objectives and ensure a cohesive customer journey. Developing principles for increased and improved ways of working between segments/clusters and agency partners, driving integration and collaborationMedia Efficiency, Savings and additional value: Group media owner commitments and deals including savings and added value inclusive of tracking and reporting. This also includes alignment and value enrichments with Corporate Communications, additional added value from media owner partnerships and increased share of voice whilst Leveraging paid media spend into the earned media spaceDeveloping deeper and valuable partnerships with media owners and publishers across online & offline channels/platforms. Media owner and platform relationship managementAudience Targeting: Conduct research and utilize audience insights to identify target segments for each campaign. Develop tailored messaging and targeting strategies to reach and engage the desired audience.Collaborate with the creative teams (online & offline) to develop compelling ad creatives that align with the brand's messaging and marketing objectives. Continuously optimise ad performance by conducting A/B tests, refining targeting parameters, and implementing best practices.Performance Tracking and Reporting: Monitor and analyse key performance indicators (KPIs) for paid media campaigns, providing regular reports on campaign performance, insights, and recommendations for improvement and optimisation. Measurement and data analytics on channel performance and optimisation across all paid media channels and segments/clusters within the groupConversion Rate Optimization (CRO): Collaborate with the digital marketing & digital channels development teams to optimize landing pages and user journeys to improve conversion rates and overall campaign performanceRemarketing and Retargeting: Develop strategies for remarketing and retargeting campaigns to maximise conversions and nurtureStay Abreast of Industry Trends & shifting media landscape: Stay updated on the latest trends, tools, and best practices in paid media advertising. Continuously explore new opportunities and emerging platforms to drive innovation and maintain a competitive edge. First to market paid media innovation in shifting media landscape across ATL and digital channelsCompetitor Analysis & Benchmarking: Conduct regular competitive analysis to benchmark performance, identify opportunities, and adjust strategies accordingly. This is inclusive of Category Paid Media Benchmarking across all channels and competitor categoriesCross Paid Media Channel Content Management & Tracking: Advise on appropriate messaging and content in line with channel roles within overall brand marketing strategySkilling & Capability Building: Paid training and upskilling across categories and brand teamsRisk Mitigation, Governance & Compliance: Best practice paid media process to ensure risk mitigation and campaign implementation. Development of risk, compliance and governance frameworks for paid mediaKey attributes and competencies:Ability to influence– you sell-in your work and subsequent recommendations across the organizationAnalytic skills– you can interpret data to develop game-changing insights that inform the overall integrated media and digital strategyStrategic aptitude – the ability to understand relevant digital and media trends and deduce their impact on the companies operating environmentCommercial edge – strong commercial focus to drive effective and efficient use of paid channels driving increased share of voice and savings optimisation Qualifications and Experience Required:Bachelor's degree in marketing, advertising, media or a related field. Proven work experience as a Paid Media Manager, Business Unit Head, Paid Media Strategy Lead or similar role, preferably in an agency or corporateCommercial edge – strong commercial focus to drive effective and efficient use of paid channels driving increased share of voice and savings optimisationIn-depth knowledge and hands-on experience with platforms such as Television Channels, Outdoor, Radio, Google, Meta, LinkedIn, TikTok, and other paid media platformsExperience with A/B testing and conversion rate optimization strategiesSolid understanding of digital media metrics and KPIsFamiliarity with website analytics tools such as Google Analytics or similarPan-African/ Multi Market experience is high beneficialStakeholder management – history of managing internal and external stakeholders (media owners, media, agencies and production houses)Excellent communication and presentation skills, with the ability to convey complex concepts and data to stakeholders.Commercial edge – strong commercial focus to drive effective and efficient use of paid channels driving increased share of voice and savings optimisationDetail-oriented mindset with a focus on delivering high-quality work.Knowledge of the South African and Rest of Africa market and the ability to adapt paid media strategies accordinglyExperience with e-commerce platforms, digital sales, performance media and social commerce is a plusCommercial edge – strong commercial focus to drive effective and efficient use of paid channels driving increased share of voice and savings optimisationRole KPI’s/Measurements:Effectiveness at embedding the overall channel strategy within the organizationConsistent alignment of channel strategy within categories and brandsDevelopment of best practice channel strategy frameworksEfficient and effective use of paid channelsFirst to market media owner innovation and disruptionMeasurement and tracking of paid media spendEducationBachelor`s Degrees and Advanced Diplomas: Marketing (Required)Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.Absa Bank Limited reserves the right not to make an appointment to the post as advertised

PTS Project Support at Absa Bank Limited

The Standard Arena is a dynamic platform that connects brands with authentic creators for high-impact partnerships while also serving as a trusted resource for verified opportunities in education, professional development, and career advancements.

PTS Project Support at Absa Bank Limited PTS Project Support at Absa Bank Limited Empowering Africa’s tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.My Career Development Portal: Wherever you are in your career, we are here for you. Design your future. Discover leading-edge guidance, tools and support to unlock your potential. You are Absa. You are possibility.Job SummaryTo deliver operational services through the execution of predefined objectives as per agreed standard operating procedures (SOPs). Selecting this role has a compensation & benefit impact in Ghana. Please contact Reward for details.Job DescriptionNo role profile available as this role has no assigned corporate grade: This role should not be used to create new positions. Where this role is being used for an existing position, please contact the People Function to update records. | : | : | : | : | : | : | :EducationHigher Certificates and Advanced National (Vocational) Certificates: Business, Commerce and Management Studies (Required)

Specialist AC Process Executor – Consol and Interdiv Eliminations at Absa Bank Limited

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Specialist AC Process Executor – Consol and Interdiv Eliminations at Absa Bank Limited Specialist AC Process Executor – Consol and Interdiv Eliminations at Absa Bank Limited Empowering Africa’s tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryFinancial Control is responsible for ensuring that Absa Africa fulfils its financial, statutory and regulatory reporting requirements, while ensuring compliance with accounting, regulatory and balance sheet control policy. Financial Control comprises the following areas: Accounting Control, Reporting & Analytics, Policy Governance & Controls, Technology Enablement, Cluster Control and Technical Accounting. Financial Control serves as the Group’s primary interface with the auditors and regulators. Accounting Control owns the processes that enables sustainable, accurate and timeous financial information in support of reporting to external and internal stakeholders. The individuals will operate in the key processes in Accounting Control.Job DescriptionAccountability: Manage financial information completion process (60%)Act as a process executor for completion of financial information, including the accountability for the following key processes:Journals and month-end closeReconciliationsInternalsCompletion of Supplementary informationConsolidation and Internal eliminationsTaxAccounting FunctionsSupport to Subject Matter Expert (SME) on processes, resolution of issues and ad hoc requests from stakeholders including:Cluster Financial ControllerCluster CFO/BP&A team membersOther Financial Control functionsSupport SME on obtaining TAG opinions and ad hoc queries on accounting issues.Act as the process executor for implementation of new standardised processes where relevant.Provide feedback to stakeholders on results reflected in the financial accounting system, as well as issues identified where there are potential risks to numbers.Act pro-actively in correcting issues and implement a sustainable processEnsure that principles of the Financial Control Operating Model are complied with and sustained.Maintain and enhance processes:Identify areas of improvement in completion, review and or submission processes to drive and implement a sustainable and effective process in support of quality and accuracyIdentify synergies between different reporting processes and implement new and or enhanced processesAccountability: Provide support to other process executors through motivation and employee engagement (20%)Understanding and managing team dynamics to maximize performance.Escalate issues around allocation of resources to process architects tasks to ensure delivery of team objectives.Ensure continued development of resources, through coaching and mentoring, to empower value added delivery of tasks.Accountability: Process Execution (20%)Execution of processes as designed.Constantly review, improve and maintain own activities to enhance the effectiveness and efficiency of processes.Recommend areas for improvement in order to reduce cycle times, improve productivity, create capacity and improve process reliability and customer satisfaction.Assist in the implementation of new and/or enhanced processes.Identify activity-specific risks and work with Process Owner / Process Architect to mitigate risks.Maintain awareness of own activities and the impact thereof on related / interdependent activities.Knowledge & Skills:Exceptional interpersonal and team-working skillsAbility to identify control gaps and weaknessesAbility to interpret the end-to-end flow of financial dataStrong problem-solving skillsAnalytical skillsNegotiation skillsThe ability to work in a pressured and unstructured environment and to cope with the demands of working to tight deadlinesEducation and Experience RequiredCA(SA) newly qualified/2 to 3 years PQE experienceBusiness experience in a Banking environment gained from a Finance, ProductGroup consolidations experience will be an advantageExperience in SAPCompetencies:  Deciding and initiating action;Entrepreneurial and commercial thinking;Relating and networking;Adapting and responding to change;Persuading and influencing;Creating and highly innovating;EducationBachelor`s Degrees and Advanced Diplomas: Financial Sciences (Required)Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.Absa Bank Limited reserves the right not to make an appointment to the post as advertised